A while back, I bought one of those five-year sentence-a-day journals. Each day poses a new question: How much money do you have in the bank? What are three things you wish you had? When is the last time you ate in a restaurant? I’m already on year f... read more

As a child I never worried about how the house payment was going to be paid, or how the heat was going to stay on during the cold winter days. I turned on a light switch without wondering if the light bill had been paid. I didn’t think about the cost... read more